This Privacy Policy explains how Rudra Associates collects, uses, stores, and protects personal information provided by customers while applying for or using our loan and financial services.
Information We Collect
We collect personal and policy-related information when you:
- Apply for an insurance policy
- Fill out forms on our website or offline
- Submit KYC or medical documents
- Communicate with us via phone, email, WhatsApp, or online channels
The information may include:
- Name, address, date of birth
- Mobile number and email ID
- Aadhaar card, PAN card, and other KYC documents
- Medical history or health declaration (if required)
- Nominee details
- Policy preferences, financial and occupation details
Non-Personal Information
We may also collect non-personal information such as:
- Browser type and device information
- IP address
- Technical and usage data collected through cookies and analytics tools
Cookies
Our website may use cookies to enhance user experience.
- You may disable cookies through your browser settings.
- Some features of the website may not function properly if cookies are disabled.
How We Use Your Information
Rudra Associates may use the collected information for:
- Policy Processing – To verify identity, check eligibility, and process insurance applications.
- Customer Support – To assist with policy services, renewals, updates, and enquiries.
- Legal & Regulatory Compliance – To comply with IRDAI guidelines, audits, verification, or reporting obligations.
- Policy Recommendations – To understand customer needs and offer suitable insurance plans.
- Communication – To share policy updates, premium reminders, renewal alerts, or important notifications.
Protection of Your Information
We use standard security measures to safeguard your personal data from unauthorized access, misuse, or disclosure. While reasonable efforts are taken, no online platform can guarantee absolute security. We will take all necessary steps in the event of a security incident.
Sharing of Information
- We do not sell, rent, or trade your personal information.
- We may share your data with trusted partners such as:
- Insurance companies and underwriters
- Medical examination providers (if applicable)
- Third-party verification or service agencies
- Regulatory authorities, if required by law
Third-Party Links
Our website may contain external links. We are not responsible for the privacy practices or content of such third-party websites. Users should review their respective policies separately.
Policy Updates
Rudra Associates reserves the right to modify or update this Privacy Policy at any time. Users are advised to review this page periodically for changes.
Your Acceptance
By using our website or applying for our insurance services, you agree to this Privacy Policy. If you do not agree with any part of it, please discontinue using our services or website.